Services

We provide a number of different services and each one is tailored to fit your specific needs.
If you would like to know more about our services, please follow the relevant links below.

Mortgages

At Medical & General, we provide a comprehensive, whole of market mortgage broking service.

Mortgages are one of the largest single transaction in most people's lives. Buying a property can be a stressful and time consuming experience, so at Medical & General we aim to make the process easier for our clients.

Being truly independent, we have access to research the whole of the market to find the product that is right for you.

Access to the whole market place is particularly important in today’s 'credit crunch' climate as it is more important than ever to investigate all of the products on offer due to the stringent lending criteria now applied by banks and building societies.

We will talk you through all the different mortgage choices available, complete all the paperwork, submit to your chosen lender, negotiate the application and monitor its progress through the administrative procedures.

Whether you are a first time buyer, a home mover, an investor or simply wish to review your current mortgage arrangement, we can help.

Get in touch with us about Mortgages Your home maybe repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £250.

Life Cover & Income Protection

Financial products are sometimes at their most useful when they are protecting our families, our incomes, our businesses or our property. Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.

There are many ways in which families and individuals can protect themselves, and because of the large range of products available there is usually an appropriate policy for most circumstances, and most budgets.

We offer advice on a wide range of protection products to protect you and your family including the following:

  • Life Cover
  • Critical Illness Cover
  • Income Protection
  • Business Protection

There are 3 main areas of business protection:

  • Key person protection
  • Ownership protection
  • Loan protection:
Get in touch with us about Life Cover & Income Protection

Savings & Investments

Whether you are looking to invest a lump sum or a save a regular monthly amount, we can provide advice with regards to the best option to suit your circumstances.

With such a wide choice of companies, investments and savings products to choose from it can be difficult to decide where to put your money. Using the tools we have access to at Medical & General and based on your attitude to risk, your tax status, your current circumstances and future aspirations, each client can be reassured that they are not simply being provided with a standard recommendation, but instead, are getting personalised advice which is aimed at fulfilling their financial objectives.

Get in touch with us about Savings & Investments

Retirement & Estate Planning

Pensions are designed to enable you to save sufficient money to live comfortably after you have retired from work. There are many different ‘vehicles' used to save for retirement and the taxation and investment elements of pensions can appear confusing. Having looked at your specific circumstances we can then help by explaining, recommending and monitoring the appropriate arrangements for each client.

At Medical & General, we can also assist you with Inheritance Tax Planning. We can create strategies to help reduce the impact of inheritance tax, ensuring as much of your estate as possible passes to your loved ones, and not the taxman.

Get in touch with us about Retirement & Estate Planning