Archived News

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Could overpaying your mortgage save you thousands of pounds?

Published: March 4, 2025 by Jennifer Armstrong

At the start of February 2025, the Bank of England (BoE) cut the interest base rate. If you have a variable- or tracker-rate mortgage, it could mean your repayments will go down. While that’s likely to be welcome news, you … Continue reading

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Thinking about investing in crypto? You need to be aware of these signs of a scam

Published: by Jennifer Armstrong

As some cryptocurrencies have delivered large returns in the past, you may be more likely to overlook red flags when you’re assessing an investment opportunity. Yet falling victim to a scam could leave you out of pocket and affect your … Continue reading

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Is a lack of investing culture holding back the UK’s wealth potential?

Published: by Jennifer Armstrong

An interesting January 2025 report from Abrdn suggests culture could affect your financial decisions more than you think. Indeed, a lack of investing culture in the UK was linked to a relatively small portion of personal wealth being invested in … Continue reading

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How to reduce your Capital Gains Tax bill in 2025

Published: by Jennifer Armstrong

A combination of rising rates and panic ahead of the current government’s first Autumn Budget has led to HRMC collecting a record amount in Capital Gains Tax (CGT) towards the end of 2024. According to a report in the Telegraph, … Continue reading

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The potential perils of accessing your pension at 55

Published: by Jennifer Armstrong

Reaching the minimum pension age and being able to access your retirement savings might mean new possibilities opening up. You may start thinking about giving up work, withdrawing a lump sum to pursue a goal, or using your pension to … Continue reading

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How financial planning could help you overcome decision paralysis

Published: by Jennifer Armstrong

How long do you leave essential tasks on your to-do list? If you’ve put off tasks because they feel overwhelming, you’re not alone, but delays could be harmful. Read on to find out how financial planning may help you overcome … Continue reading