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More than half of homeowners don’t have enough life insurance to protect them

Published: June 28, 2024 by Jennifer Armstrong

Taking out a new mortgage is often a trigger for considering how you or your family would cope if you faced a financial shock. Yet, a report from Which? suggests that more than half of homeowners don’t have enough life … Continue reading

How to use life insurance to cover a future Inheritance Tax bill for your family

Published: by Jennifer Armstrong

The amount the government collects through Inheritance Tax (IHT) is on the rise, and freezes to allowances mean it’s expected to increase further. If your family could face a bill when you pass away, life insurance could provide a valuable … Continue reading

Higher-rate taxpayers: Beware of the 60% tax trap

Published: by Jennifer Armstrong

The tapering of the Personal Allowance means some higher-rate taxpayers effectively pay an Income Tax rate of 60%, sometimes without realising. Fortunately, if you’re affected, there could be ways to reduce your tax bill. A report in the Telegraph suggests … Continue reading

Investment market update: May 2024

Published: May 30, 2024 by Jennifer Armstrong

On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several market indexes reached record highs in May. Read on to find out what else may have … Continue reading

Here’s how rising interest rates have affected the property market

Published: by Jennifer Armstrong

Rising interest rates have been big news over the last couple of years, with many mortgage holders seeing their outgoings increase. It’s not just individual families that have been affected, it’s having a wider impact on the property market too. … Continue reading