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Half of adults reconsidering their retirement plans ahead of 2027 Inheritance Tax changes

Published: April 7, 2025 by Jennifer Armstrong

An incoming change to the way pensions will be taxed when they’re inherited might mean you’re rethinking how you use your pension. Before you dive into updating your retirement plan, it’s important to understand what the changes could mean for … Continue reading

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How much do you need to be “wealthy”?

Published: by Jennifer Armstrong

Wealth is often associated with financial abundance. However, when you look at the things that bring you joy and give you purpose, it might not be the value of your assets. Indeed, a February 2025 report from HSBC suggests the … Continue reading

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Why an effective financial plan might involve spending more

Published: by Jennifer Armstrong

When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial plan isn’t always about that, sometimes, it might make sense to spend more. It can be difficult to get your head … Continue reading

A group of friends clinking beer glasses in a pub.

Could overpaying your mortgage save you thousands of pounds?

Published: March 4, 2025 by Jennifer Armstrong

At the start of February 2025, the Bank of England (BoE) cut the interest base rate. If you have a variable- or tracker-rate mortgage, it could mean your repayments will go down. While that’s likely to be welcome news, you … Continue reading

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Thinking about investing in crypto? You need to be aware of these signs of a scam

Published: by Jennifer Armstrong

As some cryptocurrencies have delivered large returns in the past, you may be more likely to overlook red flags when you’re assessing an investment opportunity. Yet falling victim to a scam could leave you out of pocket and affect your … Continue reading