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How to balance your goals when you’re flexibly accessing your pension

Published: October 5, 2026 by Jennifer Armstrong

Flexible pension withdrawals have reached record levels since Pension Freedoms were introduced in 2015. While total control over your retirement fund can be liberating, it places the onus on you to ensure you’re managing your finances responsibly. UK retirees rely … Continue reading →

5 tips for managing your personal tax as a business owner

Published: by Jennifer Armstrong

Running a successful business can be incredibly rewarding, but ensuring your hard-earned profits translate into personal wealth can be challenging. Indeed, this exercise requires careful, ongoing planning, and some entrepreneurs spend so much time managing their firm’s operational cash flow … Continue reading →

Rear view of senior couple outside pretty cottage

Why gifting your home during your lifetime could be a mistake

Published: by Jennifer Armstrong

With property prices rising across the UK, the home represents the single largest asset in the estate for many families. Indeed, research reported by Zoopla (17 July 2025) shows that the average UK home increased in value by 20% between … Continue reading →

A couple moving into their first home.

Explained: How the new First-Time Buyer ISA is expected to work

Published: by Jennifer Armstrong

Buying a home can take years of saving and may even require support from parents or grandparents. This often makes it quite challenging for younger people to get onto the property ladder. Now, however, the government intends to introduce a … Continue reading →

UK bank notes with arrows going up and down.

Why interest rates could rise over the next 12 months

Published: October 2, 2026 by Jennifer Armstrong

Persistent high inflation could mean further interest rate rises over the next year. While this could be good news for savers, it may place pressure on borrowers, including those with a mortgage. Inflation refers to the general increase in the … Continue reading →