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Everything first-time buyers need to know about the 95% mortgage guarantee scheme

Published: April 19, 2021 by Jennifer Armstrong

The challenges of getting on the property ladder have made headlines for years. In March’s Budget, chancellor Rishi Sunak unveiled a new scheme that could be a lifeline for first-time buyers. It will help aspiring homeowners purchase properties with just … Continue reading

Why opening a pension for a child before they start school can unlock powerful growth

Published: by Jennifer Armstrong

It really is never too soon to start investing through a pension. You may not be thinking about the retirement lifestyle that your children or grandchildren will enjoy quite yet, but opening a pension before they even start school can … Continue reading

Pension Lifetime Allowance is frozen until 2026: Will it mean your retirement tax bill soars?

Published: by Jennifer Armstrong

While the chancellor didn’t announce personal tax rises in this year’s budget, a freeze on allowances could mean your tax bill unexpectedly increases. High earners and those with defined benefit (DB) pensions could now find they exceed the Lifetime Allowance, … Continue reading

How the tax freezes announced in the Budget could leave you worse off

Published: by Jennifer Armstrong

In March, chancellor Rishi Sunak delivered his second Budget. After a lot of speculation that taxes would rise to pay for the cost of Covid-19, you may have been relieved to discover your tax bill won’t be going up. However, … Continue reading

Investment market update: February 2021

Published: March 15, 2021 by Jennifer Armstrong

A year after lockdowns around the world began, Covid-19 continues to affect economies and investment markets. While the volatility experienced almost 12 months ago may have calmed, uncertainty remains and it’s important for investors to focus on their long-term plan. … Continue reading