Latest Mortgages News

How to assess your affordability when taking out a mortgage

Published: October 13, 2022 by Jennifer Armstrong

As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure. Over the 12 months to August 2022, … Continue reading

A hand holding out house keys.

What proposed ultra-long mortgages would mean for your repayments

Published: September 1, 2022 by Jennifer Armstrong

As property prices rise and families face pressure due to the cost of living crisis, the government is reportedly considering ultra-long mortgages.  It’s well-known that house prices have soared in the last couple of decades.  According to the Halifax House … Continue reading

4.5 million people don’t think they’ll pay off their mortgage before 65. Here are some options

Published: August 15, 2022 by Jennifer Armstrong

Being mortgage-free before you retire is a common goal. It can be difficult to secure a new mortgage deal once you pass retirement age and retiring debt-free means you can make the most of the next stage of your life. … Continue reading

Do you have a poor credit score? It doesn’t mean home ownership is out of reach

Published: June 8, 2022 by Jennifer Armstrong

Credit scores are used by mortgage lenders to assess the risk you pose. However, a poor credit score doesn’t automatically mean you can’t take out a mortgage to purchase a home. According to a survey published in MoneyAge, poor credit … Continue reading

8 useful questions to ask when you’re viewing a property

Published: by Jennifer Armstrong

When you’re viewing a property, there’s a lot to take in. You may be trying to weigh up if it’s worth the asking price, if it’s the right size for your family, and keeping an eye out for signs of … Continue reading