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How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill

Published: June 23, 2025 by Jennifer Armstrong

According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24. This will mean that the total amount … Continue reading

Guide: The compounding effect: How it could boost or harm your finances

Published: May 8, 2025 by Jennifer Armstrong

When a 1920s ad referred to compound interest as “the eighth wonder of the world”, the quote was left unattributed. But that didn’t stop it from becoming synonymous with the celebrated physicist, Albert Einstein. The link was likely intended to … Continue reading

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The tricks that could shorten your mortgage term

Published: by Jennifer Armstrong

Paying off your mortgage can come with a sense of relief and accomplishment. So, if you want to clear the debt as quickly as possible, shortening the mortgage term could help you reach that goal sooner and save you money … Continue reading

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Investment market update: April 2025

Published: by Jennifer Armstrong

Once again, US president Donald Trump’s trade tariffs have affected investment markets throughout April 2025 and could have far-reaching implications over the coming months. Indeed, UN Trade and Development now predicts that global growth will slow to 2.3% in 2025, … Continue reading

A man looking at graphs on a tablet.

What does “diversified” mean when you’re investing?

Published: by Jennifer Armstrong

Investing can seem like it’s filled with jargon that’s difficult to get your head around. “Diversification” is one such common term you may have come across. Read on to find out what it means and why it’s important for your … Continue reading